Application Terms
Basic conditions for using the preliminary assessment portal.
Nature of application
Submitting the form requests a preliminary assessment. It is not a loan contract, final offer or guarantee of approval.
Accuracy of information
Applicants must provide true, complete and current information. False information or documents may cause rejection and further action where necessary.
Rate and estimates
The calculator uses a fixed reference rate of 3.88% per year. Monthly and total repayments are estimates, not a final quotation. Actual terms appear in the formal offer and agreement after assessment.
Assessment outcome
“Preliminarily eligible” means the profile has passed an initial review only. Final approval depends on document verification, credit records, repayment ability and other applicable conditions.
Explanation of terms
The financing amount, rate, repayment schedule and any applicable charges will be explained before the applicant agrees.
Security
Fintani does not request an OTP, TAC, PIN or banking password through this portal. Report suspicious messages or requests through the official company number.
Documents and communication
The applicant authorises Fintani to make contact about the application, request additional information and communicate outcomes through the supplied phone number, WhatsApp or email.
Terms version: 16 October 2026.